Abstract
Electronic payments, once the purview of a few companies, have expanded to include a variety of financial and technology companies. Internet of Payment (IoP) enables payment processing over many kinds of IoT devices and has also led to the emergence of the micro-transaction. The growth of independent payment services offering e-commerce solutions, such as Square, and the entry of new ways to pay, such as Apple Pay mean that a variety of devices and technologies also have come into wide use.
In this talk we look at the impact of all of these new principles across multiple use cases and how it impacts not only on the consumers driving this behavior but on the underlying infrastructure that supports and enables it.